The country’s largest debt-settlement services provider agreed to pay $25 million in fines over allegations that it charged consumers for services it could not provide.

The CFPB and Freedom Debt Relief agreed that Freedom will pay $20 million in restitution to consumers and a $5 million civil money penalty. The company violated the Consumer Financial Protection Act of 2010 and the Telemarketing Sales Rule by charging advance fees and failing to inform customers of their rights to funds they deposited with the company. The Bureau also alleged that Freedom violated the Consumer Financial Protection Act of 2010 by charging consumers without settling their debts as promised, charging customers after having them negotiate their own settlements and misleading consumers about various fees. Read the full story here.