The new final closing disclosure form does not retain the current line numbers on the HUD-1. Instead it is divided into Loan Costs and Other costs with subsections under each. Not only is this a big learning curve to all of us who know the current HUD-1 like the back of our hand but it will also require extensive recoding of documents, reports, invoices, etc. as most of these are either completely or partially based on specific line numbers. Take the time now to review your custom documents and reports to see what you will need to do to update your library!