--- title: CLTA Makes Form Filing on Behalf of its Member Companies description: The California Land Title Association has made a form filing on behalf of its member companies. 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The following forms have an effective date of October 14, 2021. **Policies Filed:** - ALTA Loan Policy (07-01-21) - ALTA Owner's Policy (07-01-21) - CLTA/ALTA Homeowner's Policy (07-01-21) - ALTA Expanded Coverage Resiential Loan Policy — Assessments Priority (07-01-21) - ALTA Short Form Expanded Coverage Residential Loan Policy — Assessments Priority (07-01-21) - ALTA Short Form Residential Loan Policy — Assessments Priority (07-01-21) **Commitments Filed:** - ALTA Commitment for Title Insurance (07-01-21) - ALTA Short Form Commitment for Short Form Residential Loan Policy (07-01-21) **Endorsements Filed:** - CLTA 103.14 / ALTA 28.1 (07-01-21) | Encroachment - Boundaries and Easements - CLTA 104.12 / ALTA 10 (07-01-21) | Assignment - CLTA 104.13 / ALTA 10.1 (07-01-21) | Assignment and Date Down - CLTA 110.9 / ALTA 8.1 (07-01-21) | Environmental Protection Lien - CLTA 110.11 / ALTA 11 (07-01-21) | Mortgage Modification - CLTA 110.11.1 / ALTA 11.1 (07-01-21) | Mortgage Modification with Subordination - CLTA 110.11.2 / ALTA 11.2 (07-01-21) | Mortgage Modification with Additional Amount of Insurance - CLTA 111.5 / ALTA 6 (07-01-21) | Variable Rate Mortgage - CLTA 111.8 / ALTA 6.2 (07-01-21) | Variable Rate Mortgage – Negative Amortization - CLTA 111.14 / ALTA 14 (07-01-21) | Future Advance – Priority - CLTA 111.14.1 / ALTA 14.1 (07-01-21) | Future Advance – Knowledge - CLTA 111.14.2 / ALTA 14.2 (07-01-21) | Future Advance – Letter of Credit - CLTA 111.14.3 / ALTA 14.3 (07-01-21) | Future Advance – Reverse Mortgage - CLTA 115.1 / ALTA 4 (07-01-21) | Condominium – Assessments Priority - CLTA 115.3 / ALTA 4.1 (07-01-21) | Condominium – Current Assessments - CLTA 116.5.1 / ALTA 7.1 (07-01-21) | Manufactured Housing – Conversion – Loan Policy - CLTA 116.5.2 / ALTA 7.2 (07-01-21) | Manufactured Housing – Conversion – Owner’s Policy - CLTA 116.8 / ALTA 26 (07-01-21) | Subdivision - CLTA 117 / ALTA 12 (07-01-21) | Aggregation – Loan Policy - CLTA 117.1 / ALTA 12.1 (07-01-21) | Aggregation – State Limits – Loan Policy - CLTA 123.1 / ALTA 3 (07-01-21) | Zoning - CLTA 123.2 / ALTA 3.1 (07-01-21) | Zoning – Completed Structure - CLTA 123.3 / ALTA 3.2 (07-01-21) | Zoning – Land Under Development - CLTA 123.4 / ALTA 3.3 (07-01-21) | Zoning – Completed Improvement – Non-Conforming Use - CLTA 123.5 / ALTA 3.4 (07-01-21) | Zoning – No Zoning Classification - CLTA 132 / ALTA 27 (07-01-21) | Usury - CLTA 135 / ALTA 30 (07-01-21) | One-to-Four Family Shared Appreciation Mortgage - CLTA 135.1 / ALTA 30.1 (07-01-21) | Commercial Participation Interest - CLTA 137 / ALTA 32 (07-01-21) | Construction Loan - CLTA 137.1 / ALTA 32.1 (07-01-21) | Construction Loan – Direct Payment - CLTA 137.2 / ALTA 32.2 (07-01-21) | Construction Loan – Insured’s Direct Payment - CLTA 139.1 / ALTA 34.1 (07-01-21) | Identified Exception & Identified Risk Coverage - CLTA 151 / ALTA 47 (04-02-21) | Operative Law – 2006 Owner’s Policy Endorsement - CLTA 151.1 / ALTA 47.1 (04-02-21) | Operative Law – 2006 Loan Policy Endorsement - CLTA 151.2 / ALTA 47.2 (04-02-21) | Operative Law – 2013 Homeowner’s Policy Endorsement - CLTA 151.3 / ALTA 47.3 (04-02-21) | Operative Law – 2015 Expanded Coverage Residential Loan Policy Endorsement - ALTA Operative Law Addendum for 2012 Short Form Residential Loan Policy (04-02-21) - ALTA Operative Law Addendum for 2015 Short Form Expanded Coverage Residential Loan Policy – Assessments Priority (04-02-21) # **Would you like to stay up-to-date on important regulatory and compliance updates? 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