Originally we thought we might see one in September but last week the CFPB announced that they would be delaying the release of the final RESPA/TILA disclosure rules.

In the semi-annual regulatory agenda, which updates the public on the agency’s efforts on rule making issues, the CFPB indicated that we can expect them to finalize the RESPA/TILA disclosure rules in October.  They further noted on their blog that they would not expect any implementation work to begin until after the January 2014 effective dates for other mortgage rules.